THE CARD
The Platinum Card at a glance:
- Automatic enrollment in the Membership Rewards FirstTM Tier of the Membership Rewards® program
- Earn 1.25 Membership Rewards points for every dollar in purchases charged to the Card.*
- $399 annual fee
- No pre-set spending limit**
- $60,000 minimum personal income to apply
- Payment is due in full each month
- Finance charges: 30% per annum***
- Supplementary Platinum Card annual fee: $175 each
- Supplementary Gold Card annual fee: $50 each
*Account must be in good standing. Membership Rewards points will be earned by the Basic Cardmember on the amount of all purchases, less credits and adjustments. Interest charges, annual fees, other fees and charges for travellers cheques and foreign currencies are not purchases and do not qualify for Membership Rewards points.
** Your purchases are approved based on your account experience and personal resources. Proof of resources and security may be required.
*** As a charge card, the balance must always be paid in full each month or all charges on that statement will be considered delinquent. Interest charges accrue and are calculated at an annual interest rate of 30% for each day that a delinquent charge remains outstanding, starting from the closing date of the statement on which the charge first appeared. Payment of the balance in full must be received by the closing date of the next statement in order to avoid interest charges. The interest grace period from the closing date of the current statement to the closing date of the next statement varies and will be 28, 29, 30 or 31 days depending on the number of days in the calendar month in which the current closing date occurs.